Build your credit with the UBCU Visa® Card
Built by S&T Block, UBCU is a mobile banking platform to help you set saving goals, earn cash back offers, get paychecks up to two days early. Get a $20 bonus when you receive qualifying direct deposits.
Get StartedOnline Payment
We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, RazorPay, etc.
Take Loan
We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.
Deposit Schemes
We have two deposit schemes for you, one is Deposit Pension Scheme and another one is the Fixed Deposit Receipt.
Transfer Money
You are able to transfer your funds within the Ultrabitcu or other banks we support by adding your beneficiaries
We care about your money and safety.
Our Mission
We are focused on building and sustaining long-term generational relationships with our customers
Our Vision
Ultrabitcu will serve all over the world and becomes the most popular Bank in this universe.
Our Goal
Ultrabitcu will serve their customers from all over the world and becomes the popular bank in this universe.
We make your life comfortable with our services.
Fast Transfer
Our Money transfer system is secure and easy. Send your funds to your beneficiaries within Ultrabitcu or to other banks. Transfer within Ultrabitcu is instant and to other banks may take 3-5 business days.
Deposit Funds
Account-holders of Ultrabitcu are able to deposit their money through our several payment systems. We have online payment services like PayPal, Stripe, Paystack, Skrill, Flutterwave, Mollie, Payeer, etc.
Withdraw Funds
Account-holders of Ultrabitcu are able to withdraw money from their account. Without verification, any withdrawal won't be completed, so you can trust Ultrabitcu.
Secure Service
Every balance subtracting transactions need OTP verification so You can feel safe about your funds. Also, you can use the google authenticator app on your cellphone and enable 2FA security from the account menu.
Lowest Transaction Fee
Our transaction fee is much low comparing to other banks. You can deposit, transfer, and withdraw your funds with the lowest transaction charge. As our transfer system is secure and robust you can trust us.
It's easy to join with Us
Open an Account
To be an account holder you have to open an account first.
Verification
After registration you need to verify your account.
Deposit
Deposit some funds before applying on any FDR or DPS plans.
Get Service
Now you can get any of our services as our registered account-holder
Build your financial safety net.
UBCU lets you automatically put money away for an emergency, a surprise expense, or those big purchases on your “someday” wishlist. Take the stress out of saving. Checking & savings accounts, online & mobile banking, debit cards, and more. Our products and services are designed to fit your lifestyle
Our proprietary technology enables faster, more efficient electronic payments and money management, powering intuitive and seamless ways for people to spend, send, control and save their money. Through our retail and direct bank, we offer a suite of financial products to consumers and businesses including debit, prepaid, checking, credit and payroll cards, as well as robust money processing services, tax refunds, cash deposits and disbursements.
24M
Account Holders
3B
Total Transaction
120
Total Branches
240+
Countries We Serve
Frequently Asked Questions
Check out our top questions below – it’s the quickest way to find help!
UBCU Cash Back Rewards you for using your Spruce card for everyday purchases at select retailers — often at places you already visit.
Yes, you can send money from Ultrabitcu to another banks.
When you access bank accounts through UBCU, you get a spending account as well as a savings account established at Pathward, N.A., Member FDIC.
No, we don't provide our account holder's information to any third-party organization.
You can chat with us in the app or mail us at info@Ultrabitcu.com.
You’ll need to provide some verification info, create a unique password, and here it is! Your UBCU electronic account will be ready to go. You’ll need to use the email address and phone number you provided while filing your taxes to create your online account.
Our Partners
